银行的历史（要有英文翻译）

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银行的历史（要有英文翻译）
银行的历史（要有英文翻译）

银行的历史（要有英文翻译）
The bank conducts the currency merchandise to be subjected to the letter and 援 to believe business,issue the reputation currency,the management money flow,act as to lie in the reputation,adjust a funds to supply with the need and carry out currency of save the financing institution of the loan and balance of accounts.
The bank is the corpus of the modern financial industry,is the vital point of the national economy operation.The industry and development of the bank are decide by the development of the merchandise currency economy of,the coined money agiotage of the ex- capitalism society is the foundation of the bank development.
The most ancient bank can trace back to till 2000 B.C.in the world,some templeses of the ancient times society in Western Europe have already been engaged in a preservation gold and silver,issued a loan and accepted to pay interest at that time of activity.400 B.C.at Athens,200 B.C.the empire in Rome,appeared money a company successively with similar the business organization of the bank.
The emergence of the modern bank is in the basinet Europe,center Italy in world that is at that time produces first.The Wearnes bank that the Italy establishes in 1171,establish in 1407 of hot second that bank and established one after another henceforth of some banks,mainly be engaged in to save,loan business,mostly have an usury property.England established in 1694 of the Albion bank is the first capitalism share bank in the world.Go to the beginning of 19 centuries at the end of 18 centuries,produce a relation along with the capitalism of extensive establishment and the capitalism merchandise economy of develop continuously,the capitalism bank can widespread establishment.The capitalism bank is a special capitalism business enterprise,its main working talent conducts the currency capital,publishing reputation to circulate tool,acting as to lie and pay to win to lie in the reputation of of the capitalist.Enter imperialistic period,the 垄 of the bank break organization along with capital of continuously concentrated but become.The bank 垄 breaks the capital and industrial 垄 to break the capital dissolve as financial capital,bank from original simple of in lie a person to turn into into all-powerful 垄 to break,it since is the nerve center that controls national economy,can strengthen through the form of the capital exportation and the multinational bank to extend outward again.
The creation of the our country banking can trace back to till Tang Dynasty of more than 1000 year agoses,appearing some organizations that operated concurrently money at that time,such as 邸 store,quality database etc.;Later on,Sung generation the rich building,money spread,Ming Dynasty rich Chuang,QIAN2 SI4,there are a number,the bank draft Chuang...etc.in Manchu dynasty.Although these organizations return nothing of is a real bank,have already had some characteristics of the bank.In 1845 in Shanghai from British the eastern bank of the establishment,from appear in the first bank of the our country;China that established in 1897 trades bank,is our country from do of the first bank.The bank structure and the organized form category of the modern capitalism nation are numerous,pressing its working talent demarcation to have:National Central Bank,commercial bank,the investment bank,savings bank with various professional reputation organization.Take National Central Bank as center,the share commercial bank is a corpus,each kind of bank constitutes the bank system of the modern capitalism nations keep both.Under the socialism system,bank since is the economic organization that conducts currency,carry out the letter loan and settles accounts business,is the important organization that the nation regulates economy,the management economy again.

Bank of history (to have English translation)

Bank of history

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BANK HISTORY

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History of Success
American Trust’s history dates back to December 1911 when several Dubuque business people obtained a charter for the German American Savings Bank. Nicholas J. Schrup, one of the founding fathers, became the first president. The bank’s name was changed during World War I to American Trust &
Savings Bank.
Charles J. Schrup succeeded his father as president of American Trust in 1925 and guided the bank safely through the Great Depression. Of the seven banks established in Dubuque, American Trust was one of only two banks to survive the economic crash. Charles Schrup died in 1949. His legacy continued when his two sons, Charles J. Schrup Jr., and Nicholas Schrup II joined the bank in the 1950s.
The bank began its second half-century of service to Dubuque in 1962 with a decade defined by changes and additions. American Trust added a modern motor bank near Ninth and Locust Streets, and opened its west side office on Kennedy Road, where a modern, spacious office now operates. In 1967, Nicholas Schrup II became the fourth president in the bank’s history.
The 1970s and 1980s brought more growth to American Trust. Offices were opened in Key West and at 32nd and Jackson Streets in Dubuque. The bank also developed a presence in Dyersville, Iowa, with the acquisition of the National Bank of Dyersville in 1986. Three more Schrups joined the executive ranks: Charles Schrup III and William Schrup — both sons of Charles J. Schrup Jr. — and Nicholas Schrup III, son of Nicholas Schrup II.
American Trust added two new facilities in the early 1990s. The bank was the first in the area to open a supermarket office, and a new facility was built at the bank’s Ninth and Locust Streets location to accommodate changing
client needs.
In 2000, Nicholas Schrup III was elected president, chief executive officer, and co-chairman of American Trust, and Charles J. Schrup III, was elected co-chairman. These appointments reaffirmed the rooted tradition of family-
oriented service.
The bank expanded its services in 2003, demonstrated by the completion of a new facility at the 32nd and Jackson location and the construction of a new office in Farley, Iowa.
Most recently a West Des Moines office opened to serve the needs of a community exploding in growth.
Throughout the years American Trust has developed a strong reputation for providing outstanding service to clients and strongly supporting local communities. We are proud of this tradition and look forward to serving our clients and communities in the future.

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银行是经营货币商品受信和援信业务，发行信用货币，管理货币流通，充当信用中介，调剂资金的供给与需求、办理货币的存贷与结算的金融机构。
银行是现代金融业的主体，是国民经济运转的枢纽。银行的产业和发展是由商品货币经济的发展决定的，前资本主义社会的铸币兑换业是银行发展的基础。
世界上最古老的银行可以追溯到公元前2000年，当时西欧古代社会的一些寺庙已从事保管金银、发放贷款、收付利息的活动。公元前400年在雅典，公元前200年在罗马帝国，先后出现了银钱商和类似银行的商业机构。
近代银行的出现是在中世纪的欧洲，在当时的世界中心意大利首先产生。意大利于1171年设立的威尼斯银行，1407年设立的热亚那银行以及此后相继成立的一些银行，主要从事存、放款业务，大多具有高利贷性质。1694年英国成立的英格兰银行是世界上第一个资本主义股份银行。18世纪末至19世纪初，随着资本主义生产关系的广泛确立和资本主义商品经济的不断发展，资本主义银行得以普遍建立。资本主义银行是特殊的资本主义企业，它的主要职能是经营货币资本，发行信用流通工具，充当资本家之间的信用中介和支付中介。进入帝国主义时期，银行的垄断组织随着资本的不断集中而形成。银行垄断资本和工业垄断资本溶合为金融资本，银行由原来的简单的中介人演变为万能的垄断者，它既是控制国民经济的神经中枢，又可通过资本输出和跨国银行的形式加强对外扩张。
我国银行业的产生可追溯到1000多年前的唐代，当时出现了一些兼营银钱的机构，如邸店、质库等；随后，宋代有钱馆、钱铺，明代有钱庄、钱肆，清代有票号、汇票庄等。这些机构虽还称不上是真正的银行，但已具备了银行的某些特征。1845年在上海由英国人创办的东方银行，是由出现于我国的第一家银行；1897年成立的中国通商银行，是我国自办的第一家银行。现代资本主义国家的银行结构和组织形式种类繁多，按其职能划分有：中央银行、商业银行、投资银行、储蓄银行和各种专业信用机构。以中央银行为中心，股份商业银行为主体，各类银行并存，构成现代资本主义国家的银行体系。在社会主义制度下，银行既是经营货币、办理信贷、结算业务的经济组织，又是国家调节经济、管理经济的重要机构。

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